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Cash Advance

Do you need funding for purposes of expansion, equipment or inventory purchases, new acquisition, or simply for short term cash flow?

Merchants' Choice Payment Solutions has a product by which you can receive a cash advance based on your future credit card sales. The process is uncomplicated and virtually seamless. Unlike other cash advance programs, there are no additional fees or upcharges to credit card processing rates, and there is no deadline for payback as payment depends on daily volume.

Merchant requirements:

  • Must process credit card services with Merchants' Choice Payment Solutions.
  • Must have a minimum of $3,500 per month in Visa/MasterCard/American Express/Discover volume.
  • Must be in business for 12 months and be processing credit cards for a minimum of 4 months. Merchant may apply if they have only owned the business for 4 months but the business has been in existence at the same location for 12 months with references to validate this.
  • Must not have an open bankruptcy or a chargeoff/collection with POS leasing company.
  • Landlord references will be required for every account that is submitted (or mortgage if the merchant states they own the property).
  • Must have positive trade references.
  • Merchant interview and site inspection will be required prior to funding.
  • Must provide two months of bank statements.

MCPS offers cash advance funding to all types of industries.

  • Retail
  • Restaurant
  • Government
  • Supermarket
  • Convenience Store/Gas Station
  • Mail Order/Telephone Order
  • eCommerce
  • Wireless

Contact us now to sign up or to get more information.